Protecting investments

Here we explore different aspects of the investment landscape with a particular focus on clients’ need to feel secure in their choices. We strongly believe that for too many investors the balance has swung too far towards growth over security; something which has, regrettably, proved a costly shift in recent times.

There is no doubt that current market conditions favour the use of structured products, which are currently attracting strong demand from advisers and clients. But we believe that investors require higher levels of protection and security in all markets conditions - not just when markets are highly turbulent.

Today, many advisers recognise the pitfalls in attempting to identify predictable risk-adjusted outperformance on any kind of consistent basis. This, together with the fact that most investors’ priority is first and foremost to secure their future – something that ranks ahead of increasing the risk profile of their portfolio - may be driving greater use of structured products.

In what is a safe investment? we look at this issue in more depth.