Target Growth Plan: January 2010

The Target Growth Plan gives investors the opportunity to receive a competitive fixed return at maturity based on the performance of the FTSE 100 Index.

The Target Growth Plan is not a guaranteed investment, but investors will be repaid their capital in full, provided that the Index has not breached a 50% barrier based on its initial strike level*

Current offer in summary:

• Five-year investment term
• Offers an investment return of 50%, provided the highest level of the FTSE 100 during the last three months of the term, is on par or above the strike level at maturity
• *Capital will be at risk if the highest level of the FTSE 100 during the last three months of the term, is below 50% of the strike level, in which case capital will be lost on a 1:1 basis.
• Invests in assets issued by Barclays Bank PLC – Rated AA- by Standard & Poor’s and Aa3 by Moody's
• Available for direct investment where returns are taxed as capital gains; any gain would be assessed in tax year 2014/15 with latest payment for tax due 31 January 2016
• Eligible for ISA investment including transfers
• Eligible in most cases for pension portfolio investment within a SIPP or SSAS investment
• Suitable for Corporates, Trusts and Charities
• Early withdrawal is possible but may result in a capital loss
• 3% commission - can be sacrificed upon request on a one-for-one basis
   

If you would like to find out more about using this product in your clients’ portfolios, please call us on 0800 234 6023 to arrange to speak to one of our Business Development Managers.