Super Tracker (five-year option): March 2010

The Super Tracker is a simple, transparent investment solution which offers investors the opportunity to participate in stock market performance and enjoy competitive returns even if the FTSE 100 only achieves a modest rise.

The investment is a distinct offering by nature of its in-built gearing. The gearing effectively multiplies any positive growth in the Index, subject to a maximum return. This ability to ‘accelerate’ growth will strike a chord with investors exposed to underperforming investments and seeking a route to recovery. 

Super Tracker is not a guaranteed investment. Repayment of capital is conditional on the Index not breaching a safety barrier at maturity. The product will appeal to growth investors prepared to accept capital risk in exchange for potential reward.

Current offer in summary:

• Alternative investment terms – One three-year option and one five-year option
• Returns are:
  • Five-year FTSE 100 Index option - potential return equal to 4 times the first 16% rise in the FTSE 100 Index over the term, up to a maximum return of 64%
  • Three-year FTSE 100 Index option - potential return equal to 2 times the first 15% rise in the FTSE 100 Index over the term, up to a maximum return of 30%
• Full repayment of investors’ capital, unless the FTSE 100 has fallen by more than 50% at any time and remains below its starting level at maturity
• Invests in assets issued by Barclays Bank PLC – Rated AA- by Standard & Poor’s and Aa3 by Moody's
• Available for 2009/2010 and 2010/2011 ISA investment including transfer – although the CGT treatment of the Plan gives you the option of using your clients’ ISA allowance elsewhere
• Eligible for pension portfolio investment within a SIPP or SSAS investment
• Suitable for Corporates, Trusts and Charities investment
• Early withdrawal is possible but may reduce the initial investment
• 3% commission

If you would like to find out more about using this product in your clients’ portfolios, please call us on 0800 234 6023 to arrange to speak to one of our Business Development Managers.