Growthbuilder: February 2010

After a period of strong recovery many industry commentators now share the view that future market growth over the medium term is likely to be modest. Against such a backdrop, we expect more investors to be drawn towards solutions that have the potential to produce attractive returns in a low growth environment.

Growthbuilder targets positive returns for investors in moderate market conditions and in doing so offers a compelling alternative to conventional fixed rate bond.

The Plan offers investors the opportunities to lock in profits, therefore giving investors the chance to ring-fence growth on an interim basis, even if markets perform moderately.

The Growthbuilder is not a guaranteed investment and investors’ capital may be lost if the Plan is not held until maturity.

Current offer in summary:

• Six-year investment term
• Offers a 7% locked-in return for each year that the FTSE 100 is at or above its starting level on any of the six anniversaries*
• Offers a maximum potential return of 42%
• Capital is repaid in full at maturity irrespective of market performance. If investors withdraw from the Plan before maturity their capital may be affected
• Available for Direct Investment, ISA, SSAS, SIPP, Corporates and Charities
• Minimum investment of £3,600
• 3% commission

* Any return investors could receive will be in multiples of 7%, including zero. Each 7% is dependent upon the level of the Index on each respective anniversary being equal to or above the starting level of the Index. The maximum return is 42%, the minimum return is zero.

If you would like to find out more about using this investment in your clients’ portfolios, please call us on 0800 234 6023 to arrange to speak to one of our Business Development Managers.