Defined Return Plan: March 2010

The Defined Return Plan offers investors the chance to receive a competitive fixed pay-off and, under certain circumstances, an above-market return.

As with its sister investment (DRP Annual Kick-Out), the proposition is quite simple – the Plan aims to deliver a fixed return provided the FTSE 100 Index remains either at or above its starting level at maturity. Investors will also receive full repayment of capital at maturity, irrespective of Index performance.

The Plan will appeal to growth investors seeking a predictable equity-linked return without the risks normally associated with unprotected equities.

Current offer in summary:

• Potential return is 44% after six-years
• Returns are dependent on the FTSE 100 Index at maturity being at or above the Initial Index Level
• Full repayment of the capital invested at maturity – irrespective of Index performance
• Invests in assets issued by Barclays Bank PLC – Rated AA- by Standard & Poor’s and Aa3 by Moody's
• Available for 2009/2010 and 2010/2011 ISA investment including transfers
• Eligible in most cases for pension portfolio investment within a SIPP or SSAS investment
• Suitable for Corporates, Trusts and Charities investment
• Early withdrawal is possible but clients may get back less than they invested
• 3% commission

If you would like to find out more about using this Plan in your clients’ portfolios, please call us on 0800 234 6023 to arrange to speak to one of our Business Development Managers.