Closed products
You will find details of all our previously available plans below. If you are looking for details of a specific closed plan, please use the Plan filter below to reduce the list of Plans in view.
Emerging Markets Optimiser: January 2010
The Emerging Markets Optimiser is a compelling investment proposition which aims to provide investors with a simple access to one of the world's foremost growth sectors.

Regular Income Bond (monthly option): January 2010
A pure income investment linked to the performance of the FTSE 100 Index over a five year term. 100% capital return unless Index falls by more than 50% and fails to recover in which case capital is reduced on a 1:1 basis; Annual Income Option - pays 6.5% every twelve months. Monthly Income Option- pay 0.53% every month.

Regular Income Bond (annual option): January 2010
A pure income investment linked to the performance of the FTSE 100 Index over a five year term. 100% capital return unless Index falls by more than 50% and fails to recover in which case capital is reduced on a 1:1 basis; Annual Income Option - pays 6.5% every twelve months. Monthly Income Option- pay 0.53% every month.

Super Tracker UK (three-year option): January 2010
Offers 3x the first 10% rise in FTSE 100, capped at 30%. 100% capital return unless Index falls by more than 50% and fails to recover in which case capital is reduced on a 1:1 basis

Super Tracker UK (five-year option): January 2010
Offers 3x any rise in FTSE 100, capped at 75%. 100% capital return unless Index falls by more than 50% and fails to recover in which case capital is reduced on a 1:1 basis

Target Growth Plan: January 2010
Target Growth will deliver a payment of 50% unless the FTSE 100 is below 50% of its starting level ('the Initial Index Level') at maturity. This means your clients' capital - and their return - will only reduce if the Index has fallen by more than 50% at the end of the term. The capital at risk barrier is applied at the maturity date and not throughout the life of the plan.

Defined Returns Plan (five-year option): January 2010
Full capital repayment at the end of the chosen term. Plus a fixed return* of 34% if the FTSE 100 finishes at or above 120% of Initial Index Level at maturity

Defined Returns Plan (six-year option): January 2010
Full capital repayment at the end of the chosen term. Plus a fixed return* of 48% if the FTSE 100 finishes at or above 124% of Initial Index Level at maturity

DRP Annual Kick-Out (AKO 85 option): January 2010
Our original Defined Returns Plan (Annual Kick-Out) - now branded the AKO 100 option - offers; * A return equal to 7.75% for each year the Plan is in force Our AKO 85 option offers; * A return equal to 7.75% for each year the Plan is in force, with kick-Outs active from the 3rd year of the investment term onwards.

DRP Annual Kick-Out (AKO 100 option): January 2010
Our original Defined Returns Plan (Annual Kick-Out) - now branded the AKO 100 option - offers; * A return equal to 7.75% for each year the Plan is in force Our AKO 85 option offers; * A return equal to 7.75% for each year the Plan is in force, with kick-Outs active from the 3rd year of the investment term onwards.

*This is the latest price for this product and not the price an investor would receive if they withdrew early (subject to the Terms and Conditions allowing this). The price they receive will only be known on the 10th and last working day of each month when the early withdrawal instructions are acted upon.